Why We Collect Visitor Information
There are two reasons why we collect visitor information on this site.
(1) Information is collected to provide real-time, accurate children’s life insurance quotes.
(2) Information is collected to initiate the application request process and/or to begin the purchase of life insurance.
The only personally identifying information collected on this site is provided by you, the user, voluntarily. Site usage statistics and aggregate user profiles are analyzed to see user trends and are not used to track the usage patterns of individual users.
Information Collected & How We Use It
Insurance Quote Request Form
This site provides free children’s life insurance quotes. To provide accurate quotes certain information must be collected, including the policy owner’s state of residence, age of the insured children and coverage amount desired.
All life insurance carriers have proprietary rate guidelines based on the previously mentioned information. To provide accurate quotes and rates, the information mentioned above must be collected.
Insurance Application Request Form
This form represents the initiation of the insurance purchasing process. By filling out this form, you are requesting to apply for children’s whole life insurance from United of Omaha. The information collected in this form will be used to complete your application which is submitted directly to United of Omaha and no other entity. Your contact information (name, mailing address, email, and phone numbers) will only be used to contact you when there is an issue with your application that prevents the policy from being issued. Lifeinsuranceforkids.com does not sell or give away any of your information.
A cookie is a piece of data stored on a user’s computer that is tied to information about that user. None of the cookies this site uses are linked in any way to personally identifiable information.
This site uses both session ID cookies and persistent cookies. Session ID cookies terminate once the user closes the browser. Persistent cookies are small text files stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed at any time by following “Help” directions provided by your browser. Cookies may be disabled at any time by following “Help” directions provided by your browser.
Information collected by cookies is analyzed to determine the effectiveness of our site. Users that reject our cookies may still use our site.
When visitors enter and navigate through the pages of our site, our server logs information, including the internet address of the server or computer contacting us, the date and time, the referring site and its URL, as well as the visitor’s browser, operating system, and screen resolution. This data is analyzed to understand better what our visitors are looking for and to improve the quality of our site. We look for trends, identify most- and least-visited pages, and collect broad demographic information. None of the information gathered through our log files is shared with or sold to outside organizations. Nor do we look at individual users and their usage patterns, or use these technologies to gather emails or personally identifiable information.
Communication with Clients
Once a user has initiated a relationship with Lifeinsuranceforkids.com through this site, various forms of communication may ensue. They include
(1) contact by telephone
(2) contact by email;
(3) contact by mail
(4) contact by fax.
All contact is to help our clients apply for, purchase, and/or get life insurance and/or other forms of insurance (such as an annuity, health, vision, etc.). Contact will only come from a Lifeinsuranceforkids.com agent and/or our processing staff.
If at any time you desire that we cease contact with you, please reply by e-mail, telephone, mail or fax and we will immediately remove you from our database.
This site is open for public use without providing any personally identifiable information.
By providing your personally identifiable information on this site, you are explicitly initiating a relationship (as defined by the National Do Not Call Registry) with Lifeinsuranceforkids.com and are inviting, consenting to, and requesting contact and information from us, which may be provided to you online, by phone, fax, email, or mail by Lifeinsuranceforkids.com or one of our carriers, affiliates, vendors, or partners. As such, you are waiving any right (including claims under the Telemarketing Sales Rule) extending in perpetuity to claim that we contacted you without your express consent.
If, at any time, you desire that we cease contact with you, we will honor your request to place you on our internal “Do Not Contact” list.
You can unsubscribe from our email mailing list at any time by clicking on the “unsubscribe” link at the bottom of any one of our emails. Or simply reply with the message “unsubscribe”.
You may disable cookies on your browser at any time by following the directions provided to you by your browser.
Update/Change Personal Information
If you would like to update or change the personal information we have on file for you, please contact us at 800-644-2926.
Carrier, Partner, Vendor, and Affiliate Privacy Policies
Lifeinsuranceforkids.com may share your personally identifiable information with insurance carriers or other partners, vendors, or affiliates for the express purpose of assisting you in your purchase of insurance. Lifeinsuranceforkids.com is not liable or responsible for these third-party companies’ privacy policies or procedures, or any loss or breach of data through these third-party systems. Please contact these individual organizations with questions regarding their Privacy Policies.
Lifeinsuranceforkids.com does not spam.
Spam or UCE (Unsolicited Commercial Email) is an attempt to deliver an email to someone who would not choose to receive it. If you receive an email from Lifeinsuranceforkids.com, it is because (1) you expressly shared your email address with us for the purpose of receiving information in the future (also known as “opt-in”), or (2) you have purchased from us or have a current relationship with us.
By requesting information from us or providing your contact information on our site, you have agreed to opt-in to receive our information.
You can unsubscribe from our email mailing list at any time by clicking on the “unsubscribe” link at the bottom of any one of our emails or by replying to the email with the subject line, “unsubscribe”.
If you have any questions regarding this document, our procedures and policies, this site, or your relationship with us, please contact us at the address below.
675 W Moana Lane Suite 101
Reno NV 89509